This guide to the RLRA Risk Mitigation Program(RMP) is a resource and training tool for property owners & managers and supportive housing service providers working with RLRA.

NOTICE: HDC IS CURRENTLY NOT ACCEPTING ACH TRANSFER REQUESTS AT THIS TIME.
CHECKS WILL BE SENT DIRECTLY TO THE PROPERTY VIA MAIL.

When filling out your “Owner Information” form, please do not opt into ACH transfers and enter in a valid Mailing Address to receive your claim check.

UPDATES WILL BE PROVIDED ON THIS PAGE.

Overview

RLRA Risk Mitigation Program

What is it?

The RLRA Risk Mitigation program is a financial protection offered to property owners and managers to reimburse costs created by RLRA households. It also functions as a barrier reduction tool for households and eviction prevention tool.

The RLRA RMP is

  • Financial Protection

  • Eviction Prevention

  • Barrier Reduction

  • Rent/Utility Assistance

FAQ available at bottom of page

Who gets the money?

The funds are a reimbursement to properties for costs incurred or owed by the RLRA household. This removes the balance for the household and enables properties to mitigate costs.

  • Maximum amount is $5000

    • up to $25,000 for multi-unit claims

  • Property receives funds as reimbursement

For all claims under the $5000 limit, a 5% administration cost is added to the claim.

Example

Claim Amount: $1000
5% of $1000 = $50
Reimbursement amount: $1050

When to Use the RLRA RMP

Funds can be accessed during and after tenancy. Almost anytime money is owed to a property by an RLRA household, likely the RMP can be used to pay some or all of the balance.

Most Common Examples

  • Past due rent or utilities

  • Unit/common area damages

  • Appliance damage/replacement

Funded by: Metro SHS Measure

Managed by: Housing Development Center (HDC)

Property Eligibility

A property must be currently renting or have rented to an RLRA household within the past 12 months. Funds are only eligible for costs incurred by the RLRA household and cannot be used to pay any entity other than the property.

If the answers to the following questions are yes, you are likely eligible to file a claim.

  1. Do you rent to an RLRA Household?

  2. Does that household owe money to the property?

Claim Limits

Single Unit Claim

The maximum amount for a single unit, regardless of size, is $5000 per tenancy.

Multi-unit Claim

Claims where more than one unit was affected are eligible for $5000 per unit with a maximum of $25,000.

Two Types of Claims

Operational Loss

An operational loss is any cost that a property incurs during tenancy that does not result in a physical repair/change to the property.

Physical Damage/Repair

Physical damage/repair is any cost incurred by a property that requires a repair or replacement of a physical asset in a unit or common area beyond normal wear and tear.

Step 1

Collect documentation

Step 2

Complete Online Claim Form


The Process

Step 3

Submit “Owner Information” Form

Step 4

Await Approval/Appeal Letter

Confused about eligible expenses?

If the cost is being billed to the tenant and appears on the ledger, it more than likely is eligible!

Step 5

Receive Funds

Step One

Collect Documentation

Required Documents for All Claims

  • Tenant Lease - To verify property and unit information

  • Tenant Ledger - To ensure the charges are being billed to the tenant

  • Proof of Rental Assistance at property

    • Housing Authority Agreement for Rental Assistance (ARA) or

    • Housing Authority New Rent Letter (NRL)

  • Property W9 - For payment verification

Additional Documents for
Physical Damage Claims

In addition to the above documents, physical claims require

  • Any invoices, work orders, and/or bids matching the damage amounts on the ledger

  • Move-in/move-out condition form

  • Optional: any photos or evidence of damage

Operation Losses

An operational loss is any cost that a property incurs during tenancy that does not result in a physical repair/change to the property.

Common Examples of Eligible Expenses

  • 90-days of household rent portion

  • Unpaid utilities owed to the property

  • Lease Break Fee

  • Late Fees

  • Other Miscellaneous fees (re-key, VCR, etc)

  • Pest removal

Physical Damages/Repairs

Physical damage/repair is any cost incurred by a property that required a repair or replacement of a physical asset in a unit or common area beyond normal wear and tear.

Common Examples of Eligible Expenses

  • Appliance repair/replacement

  • Drywall patching/replacement

  • Painting due to excessive damage

  • Fire or water damage

Step Two

Complete Online Claim Form

Confirm you have the following documents:

REQUIRED:

  • Tenant Lease

  • Tenant Ledger

  • Proof of Rental Assistance at property

    • Housing Authority Agreement for Rental Assistance (ARA) or

    • Housing Authority New Rent Letter (NRL)

  • Property W9

2) Physical Damage itemization

Basic Information

  • Does Your Claim Include Physical Damage?

  • Date of Damage/Incident

  • Briefly describe what happened to the unit(s)

Individual physical claim information

  • Damage Location

    Vendor

  • Invoice #

  • Item(s)

  • Description of Damage

  • Dollar Amount Applicable to Claim

Confirmation Step

  • Excessive Property Damage Itemization Notes - check yes if physical damages

  • Will also receive an additional 5% administration fee

For Physical Claims ONLY:

  • Invoices/Bids/Work Orders

  • Move-in/Move-out Form

Prepare Claim Workbook

1) General Information

  1. Today’s Date

  2. Have you previously submitted an RLRA RMP claim? - if yes, enter previous claim amounts

  3. Indicate property owner/manager or service provider/case manager

  4. Enter relevant contact information

  5. Enter property address information

  6. Project-based vs. Tenant-based RLRA (99% of the time it will be tenant-based RLRA)

  7. Tenant moved out

  8. Damage to additional units - up to 4 extra units (common areas count as one extra unit)

3) Operational Loss Itemization

Basic Information

  • Does Your Claim Include Operational Losses?

  • Date that the Operational Losses Ended

  • Briefly describe the situation, including, if applicable, dates of any legal action

Rent Owed by Household Utilizing RLRA

Lost Rent for Unit

Other Operational Losses

  • Other Operational Loss Category

  • Vendor

  • Invoice #

  • Explanation/Reason for Operational Loss

  • Dollar Amount Applicable to Claim

Date ended (last date of charge on ledger), describe what for, rent owed up to 90 days, lost rent after move-out, other operational losses (unpaid utilities, legal fees, lease break fees, etc.)

  • Excessive Operational Loss Itemization Note

4) Additional Information

  1. Required Documents (please review above)

  2. Optional Survey

  3. Send me a copy of the responses (always check yes and enter email)

Step Three

Submit the Owner Information Form

If a service provider submitted on your behalf, you will receive an email from rlrarmp@hdc-nw.org. If not, please skip to the next step.

How To Fill Out

Please fill out your mailing address that you would like the check to be sent to. Please ensure that it is a physical address that receives mail, as the check can sometimes be lost at general property addresses.

NOTE: The check will NOT have HDC as the sender and will be addressed from their bank. Please keep an eye out for any mail that may look like spam.

Step Five

Receive Funds

The approved funds will be reimbursed in the method established in the “Owner Information”, ACH transfer or a mailed check.

Funds can take up to 120 days to be delivered but typically are delivered in 60 days from the approval date.

HDC IS CURRENTLY NOT ACCEPTING ACH TRANSFERS AT THIS TIME

Step Four

Approval Letter

HDC will send out a email titled “RLRA Claim Letter” attached with your Approval Letter. Please review the approval amount and the estimated issue date to your property.

Please look for an email from rlrarmp@hdc-nw.org.

FAQ

When will funds for approved claims be delivered to the property?

Funds are delivered within 120 days of claim approval but are typically received by the property within 65 days.

How is the reimbursement sent?

The reimbursement can be delivered via digital ACH transfer or mailed check. This is established in the “Owner Information” form once the initial claim form is sent.
*NOTE: HDC is currently not accepting ACH transfers at this time. Please keep an eye out for updates on this page.

Does the $5000 limit reset if a household moves to a new property?

Yes. However if they stay at the same property but change units, the limit does not reset.

Can Risk Mitigation funds be used to pay utility bills?

It depends! If the utilities are owed to the property they are eligible. If they are owed to the utility provider (e.g. PGE, NW Natural) they are not eligible.